Loan management
FoundationEvery instalment plan, priced your way.
A pricing engine built for device financing: down payments, frequencies, durations, penalties and promotions, with the full life of each contract tracked from first payment to payoff.
What you get
Flexible plan builder
Set the down payment, instalment amount, frequency (daily, weekly, monthly) and duration per product, per market or per shop.
Penalties, grace periods and promotions
Late fees, grace days, referral discounts, bundles and seasonal pricing are configuration, not custom code.
Mobile money and cash
20+ direct mobile-money integrations plus cash collection with agent limits and reconciliation. Multi-currency e-wallets included.
Automated reminders
SMS before and after each due date, in the customer's language, with the amount and how to pay.
Portfolio dashboards
Repayment rate, portfolio at risk, collections per agent and per shop, by day, week or month. Export anything.
Repossessions and transfers
Handle defaults, repossessions, replacements and contract transfers without losing the payment history.
How it works
- 01
Configure plans
Define your products and the pricing plans you offer on each of them.
- 02
Run contracts
Each sale creates a contract with its schedule; payments from any channel land on the right one.
- 03
Watch the portfolio
Dashboards and alerts show who is late, who is about to be, and what each agent collected.
FAQ
Common questions
Can different shops have different prices?
Yes. Plans can be scoped per product, shop, region or partner, and promotions can target any of those.
How is cash collection controlled?
Agents record cash in the app against a cash limit; HQ reconciles deposits against collections and sees any gap per agent.
Do you support agent commissions?
Yes. Daily, weekly or monthly schemes, as lump sums or percentages, per product, deal or promotion, calculated automatically.
Price a plan with us.
Bring your current terms and we will configure them live during the demo.